Training 2005 - 2021

-- Executive Coaching Program, Winners Wings, Online , Jeddah , Saudi Arabia (October - December 2020).

-- Meftech Payments (Sadad, Mada & E Commerce), Meftech Payments, Riyadh, Saudi Arabia (May 2018).

-- NCB 13thAnnual Treasury & Corporate Customer Conference, National Commercial Bank, Vienna, Austria (Nov 2017.

-- CFO Programme, Euromoney Learning Solutions, London, UK (Aug 2017).

-- Saudi 4th Annual Trade Finance, Saudi trade Finance, Riyadh , Saudi Arabia (Nov 2016).

-- NCB 11thAnnual Treasury & Corporate Customer Conference, National Commercial Bank, Paris, France (Nov 2015).

-- Saudi 3rd Annual Trade Finance, Saudi trade Finance, Riyadh , Saudi Arabia (Nov 2015).

-- NCB 10thAnnual Treasury & Corporate Customer Conference, National Commercial Bank, Rome, Italy (Nov 2014).

-- Feasibility Study : Preparation, Analysis and Evaluation, Meirc Training & Consulting Dubai, U.A.E. (Sep 2012)

-- Reading , interpreting and analyzing Financial Statements, Meirc Training & Consulting, Dubai, U.A.E. (Apr 2009).

Training 1987 - 2005

-- Budgeting & Forecasting For Optimum profitability, Institute For international Research, Dubai, U.A.E. (Oct 1998).

-- Manager Seminar, Arthur Andersen & Co., Chicago, U.S.A. (July 1996).

-- Middle East Valuation Workshop, Arthur Andersen & Co., Manama, Bahrain (May 1995).

-- Fraud Elimination in Financial Statements, Arthur Andersen & Co., Jeddah, Saudi Arabia (Jan 1994).

-- Saudi Income Tax and Zakat, Arthur Andersen & Co., Jeddah, Saudi Arabia (Oct 1993).

-- Audit Continuous Improvement Process, Arthur Andersen & Co., Jeddah, Saudi Arabia (Sep 1993).

-- Intermediate Banking Industry, Arthur Andersen & Co., Jeddah, Saudi Arabia (Jun 1992).

-- Senior Development School, Arthur Andersen & Co., Eindhoven, Holland (Jun 1990).

-- Firm Audit Staff Training, Saba & Co., Amman, Jordan (Jul 1987).

United Yousef M.Naghi Co.Ltd - CFO

-- Provided leadership to Operational Excellence which eliminated SR 50M of selling, general and administrative costs through organizational restructuring and cost reduction initiatives.

-- Significant contribution in cutting receivable write off SR 30M during the last five years by developing credit policies, applying aggressive collection strategies and communicating with delinquent account.

-- Successfully negotiated and structured financing agreements with Banks which resulted in reducing basis points and obtaining favorable covenant restrictions.

-- Effectively managed inventory by proper control over purchases, which reduced the liquidation cost for obsolete products.

-- Evaluated new business as well as investment proposals by conducting feasibility studies and rendered sound advice to the management.

Freyssinet Saudi Arabia - Finance Director

-- Led implementation of new ERP system (Oracle) in the organization while handling all stages including data capture, data migration, reporting and accounts mapping

-- Effectively negotiated structured financing agreements for specific projects with Banks, which resulted in obtaining best rates and favorable covenants.

Saudi Research and Publishing Co.

-- Effectively evaluated new business (Publication) and investment proposals by conducting feasibility studies and rendered sound advice to the management for decision making.

-- Successfully led committee for cost reduction, ensuring saving of SR 35 M in operational costs through organizational restructuring and review of all operating costs.

Arthur Andersen & Co

-- Functioned as the Head of Internal Audit department part of an outstanding project for a major Group in Saudi Arabia for a period of two years.